Are you a cat mom or a dog dad? Did you know that 1 in 3 pets require unexpected veterinary care each year? Every 6 seconds a pet parent is faced with a vet bill of more than $1,000! Protect your fur baby and your finances by getting them covered with pet insurance. We’ve reviewed the best pet insurance plans and have all the details for you.
PetPlan Health Insurance for Pets
PetPlan covers exam fees for complete sick visits saving $50-$250. They offer full mouth dental coverage unlike many of their competitors. There are no age limits, you can enroll your pet 6 weeks and over. They even include holistic care such as acupuncture, chiropractic, laser therapy, and homeopathic medicine. That’s better than most human health care plans!
The way it works is you get treatment, visiting any licensed veterinarian in the United States or Canada. File a claim online or on their user-friendly smartphone app and promptly get reimbursed. They have 24/7 customer service and live chat available so you can get help any time day or night. You never know when an emergency can happy with your fluffy friend and having access to their customer service in the middle of the night will give you peace of mind.
What PetPlan doesn’t cover is routine care and wellness checks. So, you would be responsible for teeth cleaning, neutering, and spaying and vaccinations. But they do pay you back for the unexpected injuries and illnesses, which can amount to thousands and thousands of dollars and could otherwise sink you into major debt. They also cover imaging like MRI, CAT scan and ultrasounds, diagnostic tests, prescription medications, and cancer treatments. Dental treatments, surgery and rehabilitation, alternative therapies, and specialist treatments are covered as well.
They don’t cover preexisting conditions that occured before the effective date of the policy or during the policy waiting period which is standard with all insurance plans. So, the sooner you sign your pet up for insurance the more protected you both will be. We’ve got a 10% off code and free MeowBox or BarkBox for signing up today!
PetFirst Pet Insurance
PetFirst Insurance can give you coverage that will protect you and your sweet fur baby for as low as $24 per month. They cover illnesses including hereditary, congenital, and chronic conditions unlike many of their competitors. They also cover accidents, hospitalizations, surgeries, diagnostic tests, exam fees, x-rays, ultrasounds, medications, holistic care and alternative therapies, and emergency care.
What they don’t cover is orthodontics, endodontics, and removal of deciduous teeth. Pre-existing conditions, routine wellness, and preventative care are not included which is standard for most pet insurance policies.
They have a call center with hours seven days a week, but they aren’t available 24/7. So, if something goes wrong in the middle of the night, you will need to wait until the next morning to speak to a customer service representative.
Getting paid is a simple process. Take your pet to the vet, pay the vet bill, send the claim to PetFirst, and get your money back. Claims are processed in less than 2 weeks. Overall, we have to say this is a great option if you are looking for a more affordable plan. Check out PetFirst today and get coverage for your furriest family members.
Pets Best Health Insurance
If you’re looking for a policy that covers more than just your accidents and illnesses, than look no further! Pets Best offers an add on option for wellness coverage. They have two options: the Essential Wellness for $16 per month or the Best Wellness plan for $26 per month. Wellness coverage covers a range of health services including wellness exams, flea/tick prevention, microchip, spaying/neutering, and teeth cleaning.
They’ve got a 24/7 pet helpline for all of your pet emergencies, and they process claims in 5 days. Their accident and illness coverage plans have a lot of inclusions such as:
- Cancer treatments
- Emergency care
- Hospitalization and surgery
- Prescription medication
- Hereditary and congenital conditions
- Ongoing and chronic conditions
- Older pets
- Coverage while traveling
- Full coverage for pets who are not spayed or neutered
- Behavioral conditions
- Prosthetic devices and wheelchairs are also included
- And in the event you have to say goodbye to you pet, euthanasia (only when humane).
What Pets Best doesn’t cover is herbal or holistic therapies. So, if you are looking for alternative therapies for your animal you will need to look elsewhere. But other than that, they cover just about everything that can arise. Get started building your plan with Pets Best.
It’s really important to have coverage for your pet. Pet emergencies can sink you thousands and thousands of dollars into debt. Saving this money can help you pay off your bills, build an emergency fun, or save for what matters to you. Give your furry loved ones the best care you can and the life they deserve and sign up for pet insurance today!
Related Post: Types of Insurance You Need By Your 30s