Most of us don’t have piles of cash stored under our mattress for major purchases like a car, home, college, or home renovations. We have to rely on getting a loan from a bank or other lender to get the money for these things. But
Let’s face it, not everyone is cut out for the 9-5 grind. If your job is wearing you out and you dread Mondays, maybe it is time for a change of pace. The old adage says “do what you love and you’ll never work a
Life Insurance is a often viewed as a grim and boring topic, two reasons most people avoid the subject entirely. Unfortunately, the discussion about life insurance often comes too late. So, when is the right time to discuss life insurance? Do you have a family
Did you know most Americans would struggle to come up with $400 in case of an emergency? Building a savings is essential to your financial health. Extra cash stored away for a rainy day, a down payment on a car or a home, saving up
Health insurance is expensive and for most young adults, finding a job that pays enough to afford health insurance can be tough. Many people end up staying on their parent’s health insurance for longer to save money. So, how long can you stay on your
Your credit score can affect not only whether or not you qualify for loans, but how much you will pay for them as well. If you have poor credit, you will end up paying more for the same amount borrowed than someone with good credit.
When buying a home, debt isn’t always a bad thing. While cash is king and the thought of a debt free life sounds great, most people can’t pay for a house with cash and will need to rely on obtaining a mortgage in order to